XRP’s Legal Battle: Political Support Grows as Judge Torres Deliberates on SEC Lawsuit
The legal uncertainty surrounding Ripple's XRP persists as Judge Analisa Torres continues to deliberate on the high-profile Ripple vs. SEC case. Despite increasing political endorsements for cryptocurrencies, the lawsuit's outcome remains a critical factor for XRP's future. Pro-XRP attorney John Deaton has pointed out that the ongoing injunction against Ripple serves as a significant barrier, potentially discouraging institutional partnerships and driving interest toward competitors like Circle. The SEC's allegations of unregistered securities against Ripple continue to cast a shadow over the asset's regulatory clarity, leaving investors and market participants in suspense as they await a final ruling.
Ripple Lawsuit: Legal Uncertainty Persists Despite Political Support for XRP
Judge Analisa Torres continues to deliberate on the Ripple vs. SEC case, maintaining legal pressure despite growing political endorsements of cryptocurrency. Pro-XRP attorney John Deaton highlights the lingering injunction against Ripple as a critical obstacle, potentially deterring institutional partnerships in favor of competitors like Circle.
The SEC's unregistered securities allegations against Ripple remain unresolved despite last year's partial victory. Deaton estimates a 70% probability of case dismissal with a reduced penalty, though judicial precedent and the SEC's initial demands complicate the outcome. Political influences loom as an additional variable in the protracted legal battle.
Ripple CEO Predicts XRP to Capture 14% of SWIFT's Cross-Border Payment Volume Within Five Years
Ripple CEO Brad Garlinghouse made a bold proclamation at the XRP APEX 2025 event in Singapore, forecasting that XRP could seize 14% of SWIFT's global cross-border payment market within half a decade. The statement underscores a fundamental shift in financial infrastructure—from legacy messaging systems to blockchain-powered liquidity networks.
Garlinghouse dismissed the traditional focus on interbank communication, arguing that modern finance's true value lies in liquidity management. "There are two parts to SWIFT today: messaging and liquidity," he said. "Liquidity is owned by the banks. I think less about the messaging and more about liquidity. If you're driving all the liquidity, it is good for XRP."
SWIFT's reliance on layered intermediaries often creates inefficiencies, whereas XRP's blockchain-native approach promises direct settlement. Ripple's expanding global payment solutions position XRP for deeper institutional adoption as the financial world pivots from messaging protocols to asset movement.
XRP Future Forecast: Divergent Views on $27 Potential vs. $3.40 Ceiling
Analysts clash over XRP's trajectory as Egrag crypto projects a $24-$27 surge while Dr. Y warns of a $3.40 peak followed by decline. The debate hinges on opposing drivers: blockchain utility versus macroeconomic headwinds.
Tokenization of real estate and cross-border payments emerges as the bullish case, with blockchain poised to unlock trillion-dollar liquidity. Bearish concerns cite U.S. financial disparities and geopolitical risks that could sink XRP to $0.42.
Market cycles and adoption rates now face off against traditional finance constraints in determining XRP's fate. The coin's role in modernizing legacy systems remains its most compelling narrative.
Is XRP Ready for Global Adoption? Shocking Math Reveals the Truth
A viral analysis suggests XRP could reach between $3,000 and $21,000, driven by transaction data and economic fundamentals. The XRP Ledger's speed—processing up to 1,500 transactions per second, with potential scalability to 10,000 TPS—positions it as a contender for global payment settlement. Higher transaction velocity could amplify the value of each token.
Circulating supply dynamics add another layer. With 100 billion XRP created but significant portions locked in ETFs and institutional reserves, a supply shock looms if demand surges. The math hinges on XRP becoming the backbone for trillions in cross-border payments, a scenario that WOULD rewrite crypto valuation models.
XRP Poised for Major Breakout as Analysts Predict $8-$19 Surge
XRP, the native token of the Ripple network, is drawing renewed market attention as technical analysts forecast a potential rally to $8-$19 this cycle. The prediction mirrors its 2017 breakout pattern, when the token soared from cents to over $3.
Recent legal clarity from Ripple's partial victory against the SEC has strengthened bullish sentiment. Despite currently trading NEAR $2.2, chartists observe striking similarities to previous accumulation phases before parabolic moves.
The 2023 court ruling that XRP isn't a security in secondary markets removed a key overhang. Market structure now suggests the token may be in early stages of its next major advance, with long-term holders accumulating during pullbacks.
Fact or Fiction: Is Ripple Becoming a Bank?
Rumors are swirling in the crypto community about Ripple potentially seeking a U.S. banking license. The speculation ignited after a clip from XRP Las Vegas 2025 went viral, featuring journalist Eleanor Terrett discussing the possibility. "Ripple could get a banking license," the tweet read, citing the near-zero cost of payments on the XRP Ledger as a rationale. The idea quickly gained traction on Crypto Twitter, though Ripple has yet to confirm or deny the claims.
The viral clip compared banking to "breathing the air," suggesting that payments should be universally accessible and cost-free. While the analogy resonated, the lack of official commentary from Ripple leaves the rumor unverified. The chatter underscores the growing intersection of crypto and traditional finance, with XRP at the center of the debate.
